While most international health insurance plans don’t provide traditional dental coverage, they typically offer
the following benefits:
- Accidental Dental – this will help pay the cost to repair your teeth in the event they are
damaged during an accident.
- Acute Onset of Dental Pain – some plans also include a limited benefit that will help cover
the cost of treatment if you have an acute onset of dental pain.
If minimal dental coverage does not meet your needs, you do have a few options available to help cover your
dental costs.
Pay Out-Of-Pocket
Most dentists will gladly accept you as a patient, even without dental insurance. At the time of the appointment
you would simply need to pay out of pocket, but be wary as even a routine filling can prove costly.
Dental Insurance
Dental insurance plans can be a good option if they're available in your
area. You will need to do some research in advance, but typically there are two main types of dental
insurance available, dental PPO plans and dental HMO plans.
- Dental PPO plans suggest that you visit a participating dentist. Typically you will have to
pay your
coinsurance and deductible at the time of the appointment and the rest will be taken care of by your
insurance plan, as per its conditions.
- Dental HMO plans don’t have traditional deductibles or coinsurance. Instead there are fixed
prices for each
treatment, payment is required at the time of visit, and you need to choose a dentist within the network.
Dental insurance plans are the best choice if you want the most coverage in place with little cost on your part
for treatment. However the annual or monthly premium will be higher than other solutions listed here. If you are
looking for some dental insurance options, visit Delta Dental as they have one of the largest dental PPO
networks in the USA.
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